Studen Loan 866-955-0179: A Comprehensive Guide to Student Loan Repayment
Introduction
Hey readers,
Are you looking for a comprehensive guide to student loan repayment? If so, you’re in the right place. In this article, we’ll cover everything you need to know about studens loan 866-955-0179, including who they are, what they offer, and how to contact them. We’ll also provide you with a detailed table breakdown of their loan repayment plans and answer some of the most frequently asked questions about student loans.
What is Studen Loan 866-955-0179?
Studen Loan 866-955-0179 is a student loan servicer. This means they work with lenders to collect and manage student loan payments. Studen Loan 866-955-0179 is a subsidiary of Nelnet, Inc., a leading provider of education financing and student loan servicing. Studen Loan 866-955-0179 services federal and private student loans.
What Services Does Studen Loan 866-955-0179 Offer?
Studen Loan 866-955-0179 offers a variety of services to student loan borrowers, including:
- Processing loan payments
- Providing customer service
- Managing deferments and forbearances
- Helping borrowers consolidate their loans
- Offering loan forgiveness programs
How Do I Contact Studen Loan 866-955-0179?
You can contact Studen Loan 866-955-0179 by phone, mail, or email.
- Phone: 866-955-0179
- Mail: Studen Loan 866-955-0179
- PO Box 4501
- Sioux Falls, SD 57117-4501
- Email: [email protected]
Loan Repayment Plans
Studen Loan 866-955-0179 offers a variety of loan repayment plans to fit your needs. Some of the most popular plans include:
- Standard Repayment Plan: This plan has a fixed monthly payment that is spread out over 10 years.
- Graduated Repayment Plan: This plan has a monthly payment that starts out low and gradually increases over time.
- Extended Repayment Plan: This plan has a longer repayment period than the Standard Repayment Plan, up to 25 years.
- Income-Based Repayment Plan: This plan bases your monthly payment on your income and family size.
- Pay As You Earn Repayment Plan: This plan also bases your monthly payment on your income, but it has a lower monthly payment than the Income-Based Repayment Plan.
Table Breakdown
| Loan Repayment Plan | Monthly Payment | Repayment Period | Forgiveness |
|---|---|---|---|
| Standard Repayment Plan | Fixed | 10 years | No |
| Graduated Repayment Plan | Starts low, increases over time | 10 years | No |
| Extended Repayment Plan | Fixed | Up to 25 years | No |
| Income-Based Repayment Plan | Based on income and family size | 20 years | Yes |
| Pay As You Earn Repayment Plan | Based on income | 20 years | Yes |
Frequently Asked Questions
-
What is the difference between a loan servicer and a lender?
- A lender is the company that lends you the money for your student loan. A loan servicer is the company that collects and manages your loan payments.
-
How do I find out who my loan servicer is?
- You can find out who your loan servicer is by logging into the National Student Loan Data System (NSLDS) at https://nslds.ed.gov.
-
What happens if I miss a loan payment?
- If you miss a loan payment, your loan servicer will likely charge you a late fee. They may also report your missed payment to the credit bureaus, which could damage your credit score.
-
Can I consolidate my student loans?
- Yes, you can consolidate your student loans into a single loan with a single monthly payment. However, you should only consolidate your loans if it makes financial sense for you.
Conclusion
Thanks for reading! We hope this article has been helpful. If you have any other questions about student loans, please visit our website or contact us at [email protected]
Check Out Our Other Articles
- [How to Refinance Your Student Loans](link to article)
- [The Best Student Loan Forgiveness Programs](link to article)
- [How to Avoid Defaulting on Your Student Loans](link to article)
FAQ about Student Loan 866-955-0179
1. What is the 866-955-0179 number for?
866-955-0179 is a customer service number for student loans.
2. Who is the servicer for student loan 866-955-0179?
This phone number is associated with Navient, a student loan servicer.
3. What can I do by calling 866-955-0179?
When you call 866-955-0179, you can make payments, check your balance, and manage your student loans.
4. What are the hours of operation for 866-955-0179?
The hours of operation for 866-955-0179 are Monday through Friday 8 AM-9 PM EST
5. Is there a fee for calling 866-955-0179?
There is no fee for calling 866-955-0179.
6. What information will I need to provide when I call 866-955-0179?
When you call 866-955-0179, you will need to provide your Social Security number, date of birth, and loan account number.
7. Can I make a payment online instead of calling 866-955-0179?
Yes, you can make a payment online at Navient’s website: https://www.navient.com/
8. How do I contact Navient by mail?
You can contact Navient by mail at the following address:
Navient
P.O. Box 2105
Wilmington, DE 19899-2105
9. What is Navient’s website?
Navient’s website is: https://www.navient.com/
10. What is Navient’s customer service number?
Navient’s customer service number is 888-272-5543.